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BRETHREN MUTUAL INSURANCE COMPANY

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The BRETHREN MUTUAL FARM PACKAGE POLICY

The Brethren Mutual Insurance Company is sensitive your insurance needs as both a homeowner and a farmer. Brethren is recognized as a leader in farmowner insurance. The Farm Package Policy is a complete insurance package offering the following protection:  
  • Property Coverage
  • Liability coverage
  • Medical Expenses Coverage
In addition, Brethren Mutual Insurance Company provides a complete line of insurance products to meet the needs of today's farmer...
  • Personal Auto Insurance
  • Personal Umbrella Liability Insurance
  • Workers Compensation
  • Owned Auto and Trucks Coverage
  • Commercial Umbrella Liability Insurance

The BRETHREN MUTUAL RELIGIOUS INSTITUTION PACKAGE POLICY

The Brethren Mutual Insurance Company has been protecting religious institutions since 1981. Religious institutions have always been vulnerable to losses. Why? Because they are unoccupied much of the time and quite often are left unlocked. They are also becoming more involved in community activities and, as a result, their facilities are being used by outside groups having little or no connection with the congregation. Finally, the expanded use of religious facilities has not only increased the exposure to losses, but has also created many additional liability problems.

For the past several years, we have seen religious institutions fall prey to more serious losses due to fire, accidents and acts of vandalism. The Brethren Mutual Special Religious Institution Package Policy is your answer to properly insuring all your exposures, including:
  • Property Coverage
  • Liability Coverage
  • Directors and Officers Liability
  • Professional Counseling
  • Crime Coverage
  • Ordinance or Law Coverage
  • Employee Dishonesty Coverage
  • Fine Arts Floater
  • Commercial Articles Floater
  • Mechanical Breakdown Coverage
  • Private School or Day Care Center Coverage
  • Business Auto Policy
  • Commercial Umbrella Liability Policy
  • Workers Compensation Policy

The BRETHREN MUTUAL BUSINESSOWNERS POLICY

Today, millions of people own and operate successful businesses. Of course, an essential element of any successful business is the peace of mind in knowing that you have full insurance coverage for any incidents that result on your business premises, as a result of the product or service you sell, or for direct damage to your store or office.

Brethren Mutual's Businessowner's Policy is your answer to comprehensive coverage at a reasonable cost. The basic BOP policy provides both property and liability coverages. Also offered are two unique enhancement endorsements that automatically combine the coverages available under each of the individual optional endorsements into one insurance package.
  • Standard Form
    The Standard Policy covers your building and business personal property from loss due to fire, lightning, explosion, windstorm or hail, smoke, aircraft or vehicles, riot or civil commotion, vandalism, sprinkler leakage, sinkhole collapse, volcanic action and transportation.
  • Special Form
    For a minimum premium, the Special Form Policy provides a broader scope of property coverage by protecting against any coverage cause of loss not specifically excluded in the policy. This policy also covers business income, extra expense, collapse and water damage.
  • Liability Coverage
  • Optional Coverages

New Tripoli, PA 18066 • 1-877-298-SAVE (7283) • 610-298-2444 • Fax 610-298-2124
Kutztown, PA 19530 • 1-866-682-6354 • 610-683-6723 • Fax 610-683-5695
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