Boat
Protector
Boat Protector
Coverages offer superior protection for your boat, boating
equipment and accessories, liability and medical payments
coverages. Here are just a few of the exceptional features
that our Boat Protector polity can offer you:
- "Comprehensive
Coverage," which insures most types of loss involving
your boat, such as fire damage, theft, sinking, wind damage
or collision, or named perils coverage for your boat, boat
trailer and accessories (oars, life preservers, anchors,
seat cushions).
- Protection up
to $500 for boating equipment and accessories is provided
at no additional cost.
- Protection against
financial loss from bodily injury that you or any member
of your family may cause to others while operating your
boat (swimmers, water skiers, passengers in your boat or
in another boat). Medical Payments coverage protecting
the owner of the boat, family members and guests if they
are injured while boarding, on board or while leaving your
boat.
- Liability protection
in the event you damage another person's property, such
as their boat or boat dock.
- Insurance will
pay up to $250 per occurrence for emergency towing to the
nearest marina or other service point if your boat is disabled
or stranded on the water.
- Loss to your
boat, outboard motor(s) and boat trailer will be settled
on a replacement cost basis, subject to the policy limit
and conditions.
- For an additional
premium, optional coverages are available to further tailor
the coverage to meet your specific needs:
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- Spars
and sails racing extension: This extends Physical
Damage coverage for sails, spars and rigging
while engaged in a prearranged sailboat race.
- Uninsured
boaters protection: This coverage protects you
should you be involved in a boating accident
caused by a hit and run boater or a boater who
has no insurance.
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