Complete Protection for Your Home
Your home is one of your largest investments. You want comprehensive
coverage tailored to your individual home and possessions. Travelers
offers quality, basic coverage with many standard features, plus a
full array of coverage options to enhance your protection.
Travelers Homeowners Policy Protects:
- Your Home
- Detached
Structures, such as a garage or shed.
- Personal
Belongings,
including furniture, clothing, appliances and much more.
- Loss of
Use, for living expenses, when the home is damaged and uninhabitable.
- Personal
Liability, that protects you and your family against a claim or
lawsuit if someone is injured or their property is damaged while
at your home.
Unmatched Selection of Coverage Options:
- Contents
Replacement. Provides full replacement cost for personal belongings.
- Additional
Replacement Cost Protection. Provides the extra insurance you need
to rebuild your house if your coverage amount is inadequate.
- Personal
Injury. Protects you against libel and slander.
- Identity
Theft Protection. Provides assistance from a consumer fraud specialist
and covers expenses related to restoring your good name and financial
reputation.
- Valuable
Items Plus Endorsement. Provides a blanket of coverage that is broader
than what a basic Homeowners policy provides. It is the right coverage
for people who own valuable possessions such as jewelry, artwork
cameras and computers.
- Personal
Articles Floater. Provides even more comprehensive coverage that the Valuables
Items Plus endorsement. It is the right coverage for people who
wish to schedule items that have been carefully selected and whose
values exceed the limits of either Homeowners policy or Valuable
Items Plus endorsement.
- Umbrella
Policy. Offers an additional $1 million to $5 million of liability protection.
- Flood
Coverage. Flood damage is typically not covered under a homeowners
policy. This affordable coverage covers damage to your property and
provides cleanup reimbursement.
- Pleasure
Boat Insurance for small watercrafts
We’ll
Be There When You Need Us
Travelers is dedicated
to providing you with exceptional service:
- Fast, efficient
claim handling around the clock, 365 days a year
- After hours
emergency response team will be onsite with hours of a serious
loss
- Visit our informative
Claim Service section for tips on protecting your home. Check out
our Home Maintenance Guide, Vacation Checklist, and Pool Safety & Maintenance
Checklist.
- When hurricanes,
tornados, wildfires, earthquakes and hailstorms strike Travelers
is ready with our nationally recognized catastrophe response service.
It includes onsite response teams, mobile technology and a fleet
of custom-built vehicles.
- Fast, fair and
reliable claims payment
Get Maximum Value with Competitive Pricing and Money-Saving Discounts
Travelers Homeowners
Insurance is competitively priced. We offer great value with many
money-saving discounts:
- New or renovated
home discount
- Multi-policy
discount when you insure both your auto and home with Travelers (available
in most states)
- Claim free discount
(available in most states)
- Security discounts
for homes equipped with:
- Smoke detectors
- Dead
bolts
- Fire extinguishers
or alarm systems
For more information
on homeowners insurance, click on the links below:
*Discounts listed may not apply in all states.
This material is for informational purposes only. All statements herein
are subject to the provisions, exclusions and conditions of the applicable
policy. For an actual description of all coverages, terms and conditions,
refer to the insurance policy. Coverages are subject to individual
insureds meeting our underwriting qualifications and to state availability.
